How to End Money Problems and Save Time with the Best Budget Software Programs

Turn the overwhelming family money management into an easy task. Do you hate having to update your budget spreadsheet every month? How much is your time worth? A good home budgeting software will make things a lot easier by saving you time, helping you reduce your debt and taking control of your money. We researched and tested the best personal finance software so you don’t have to.

#1 Mint (Our #1 Recommendation)

• Mint is FREE (no strings attached)
• View all your financial accounts at Mint securely online from your home, work or mobile phone
• Forget manually calculating your spending in each category, Mint does it for you automatically.
• Mint automatically downloads and categorizes all your transaction data from your checking, savings, credit card, and brokerage accounts.
• Budgeting with Mint is superior because it allows to spend more time planning and adjusting your budget instead of tracking and recording transactions.
• Mint allows the setup of timely alerts like low balance, bill reminder, etc.
• Mint is safe and secure with Bank-level security. I've been using Mint for years and never had a problem.

Product Review:

From the 3 top home budgeting systems, Mint is considerably different from its competition. Its user-friendly website has plenty of features to fit your personal needs. Their home budgeting software automatically keeps track of your net worth and downloads all transaction data from your bank automatically.

Mint links you to thousands of financial institutions so you can keep your balances up to date without having to balance each account. No need to download and install personal management software, so you can access your family budgeting from anywhere in the world. Mint is completely free.

#2 You Need A Budget

• Import transactions from your bank
• Automate recurring entries
• Unlimited categories
• Auto-suggest budgeting
• Built-in receipt splitting
• The YNAB Way - eBook FREE!

Product Review:

YNAB works like a basic “envelope” personal budgeting program and gives you many features. It’s based on the concept of spending money you have already earned and not money you will earn in the future. This feature is particularly useful if you have fluctuating income. The YNAB money management software includes 3 worksheets where you can find directions and explanations.

It’s a very easy to use application and you can install it within a few minutes. Once installed, you only need to update and monitor your family budgeting a few minutes per week. You’ll learn how to budget money using their four principles. YNAB is easier to use than Mvelopes but it’s not compatible with Macs (yet). You’ll receive FREE: 5 spreadsheet bonuses, coaching and “The YNAB Way eBook”. To start your FREE 30 day trial, click the button.

#3 Quicken Deluxe

• View and track all of your bills on one place
• Get discounts & coupons on things you're already buying
• See the overall performance of your investments
• Connect to your bank, credit card, or investments with a single password
• Track and categorize expenses for simpler tax preparation
• Get budget help and guidance when you need it

Product Review:

In Quicken Deluxe you’ll find a solid money management software whether you’re a beginner or an experienced user of budgeting tools. Great for managing your savings, investments, and categorizing your expenses. If you have a young family trying to save money for a house, college fund, or other expensive item Quicken software is ideal for you.

My Savings Plan is a new upgrade particularly helpful if you have trouble setting money aside each month. The new Quicken Bill Minder Gadget (Windows Vista) is a Desktop window that reminds you of upcoming and overdue bills, and other transactions. In addition, Quicken 2009 now connects to more than 5,300 financial institutions, including PayPal. The software includes the "Getting Started Guide". Quicken is offering a $20 discount plus FREE shipping. To try it, click the button.